skip to main content
Close Icon We use cookies to improve your website experience.  To learn about our use of cookies and how you can manage your cookie settings, please see our Cookie Policy.  By continuing to use the website, you consent to our use of cookies.
Global Search Configuration


This Ovum Decision Matrix provides an overview of the European core banking market, and is intended to assist banks in the vendor-shortlisting process by evaluating the leading vendors, their platforms, and their positioning.


  • The European core banking market is a competitive one. For globally significant core banking software vendors, being based in Europe helps create a large market presence in Europe.
  • The retail banking functionality of all the platforms is relatively mature for most of the leading vendors. However, a key differentiator is a vendors' experience in implementing and delivering its products in different European markets.
  • The execution capabilities of the core banking software vendors are impacted by their presence in the European market, their expertise, and their experience.

Features and Benefits

  • Assesses the current core banking market in Europe and the direction of future development.
  • Evaluates the key players in the European core banking market, their platforms, and their positioning.

Key questions answered

  • Who are the market leaders in the European core banking market?
  • What features differentiate the players in the European core banking market today?

Table of contents


  • Catalyst
  • Ovum view
  • Key findings

Market context

  • Increased customer expectations are driving the need to modernize core systems
  • The shift toward enterprise-level componentization allows banks to modernize progressively
  • Smaller banks benefit from advances in process models and move toward SaaS deployment
  • Execution capabilities differentiate leading vendors' banking product offerings

Vendor solution selection

  • Inclusion criteria

Overall assessment

  • Methodology
  • Ovum ratings

Primary assessment criteria

  • Evaluation categories

Vendor analysis

  • Avaloq
  • ERI Bancaire
  • FIS
  • Fiserv
  • Infosys/EdgeVerve
  • Intellect Design Arena
  • Misys
  • Oracle
  • SAB
  • SAP
  • Sopra Banking Software
  • Tata Consultancy Services
  • Temenos


  • Further reading
  • Author

Recommended Articles

  • Service Provider Markets, Consumer & Entertainment Services,...

    MWC 2018 Highlights

    By Ronan De Renesse 27 Feb 2018

    Over 20 of our senior Ovum analysts and consultants attended this year’s Mobile World Congress in Barcelona at the end of February. In between meetings, briefings and presentations, our analyst team were blogging and tweeting about key developments, trends and rumors. Have a look through our daily MWC 2018 Highlights to find out what happened.

    Topics 5G AI IoT Cloud Payments SDN/NFV Smart home

  • Internet of Things

    IoT Viewpoints 2018

    IoT Viewpoints explore the IoT opportunity in 2018 and beyond. Download our latest e-book to get our newest collection of thought leadership articles on the emerging IoT trends, technologies and opportunities.

    Topics IoT

  • Consumer & Entertainment Services

    US pay TV: Is it facing an existential threat?

    By Adam Thomas 28 Mar 2018

    With US pay TV having endured the worst year in its history, thoughts have inevitably turned to the future. The likelihood remains that the immediate future will remain highly uncomfortable for everyone except the scaled multinational digital platforms.


Have any questions? Speak to a Specialist

Europe, Middle East & Africa team - +44 (0) 207 017 7700

Asia-Pacific team - +61 (0)3 960 16700

US team - +1 646 957 8878

Email us at

You can also contact your named/allocated Client Services Executive using their direct dial.
PR enquiries - Call us at +44 788 597 5160 or email us at

Contact marketing -

Already an Ovum client? Login to the Knowledge Center now