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Instant, immediate, or real-time payments infrastructures are being implemented in almost all countries throughout the world, creating problems for incumbent banks reliant on ageing batch-based overnight processing cycles.


  • The need to embrace the opportunities presented by open APIs and third-party collaboration will drive rapid innovation and change in the near term: Immediate payments infrastructures are essential for banks to be able to respond to these changes and to retain – or even regain – their place in the financial value chain.

Features and Benefits

  • Learn how online retailers, mobile and internet banking, and contactless payment methods are driving the need to move to real time.
  • Learn why the banking and payments industries should not treat immediate payments in isolation.

Key questions answered

  • How is usage of different payment types changing in the wake of instant payments.
  • What are the implications for existing card schemes?

Table of contents


  • Introduction
  • Download 1: Instant Payments: The Industry's Next Frontier

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