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The fintech label now embraces a range of innovations far beyond the consumer apps it has long been associated with and is spreading to all areas of financial services. This was well illustrated at the recent Finovate Europe event in London.


  • Wider adoption of immediate payment infrastructures and API-based open banking standards is bringing the needs and objectives of different market participants into greater alignment, breaking down the artificial "them and us" barriers that exist between traditional and new approaches.

Features and Benefits

  • Learn how fintechs are enabling data aggregation across multiple providers coupled with advanced customer analytics and artificial intelligence.
  • Learn why 80% of European banks are open to working directly with third parties to develop new products and services.

Key questions answered

  • Why is fintech spreading into corporate banking areas such as trade finance?
  • How are established institutions and vendors embracing the fintech ethos?

Table of contents


  • Catalyst
  • Ovum view
  • Key messages


  • Recommendations for enterprises
  • Recommendations for vendors

Key themes to emerge from Finovate Europe

  • Real-time, open systems are changing the face of banking
  • Automation adds to customer experience in digital sales
  • A collaborative ecosystem is emerging
  • Fintech innovators should think beyond banking


  • Further reading
  • Authors

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