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This case study shows how Washington, DC-based American University was able to modernize its payments capabilities, not only for collection of tuition fees, but across all campus payments in a short amount of time with minimal impact on students. The university partnered with ACI to deploy its UP Bill Payment Solution to improve payment services, and improve the overall student experience.


  • Demands for a greater range of more convenient payment instruments is growing, but for many organizations this is difficult due to the reliance on legacy infrastructure. Modern payment technology platforms are increasingly designed to be implemented relatively easily and to integrate with a broad range of legacy systems. Modernizing payments will undoubtedly take significant work, but this may be easier than many expect.

Features and Benefits

  • Assesses the key drivers that drove a major institution like American University to modernize its payment capabilities, and what the outcomes were of this activity.
  • Discusses how American University was able to overcome its payment challenges, and the role that its payment partner ACI had in meeting its goals.

Key questions answered

  • Why do major organizations, such as universities, want to modernize payments? What are the benefits?
  • Is payments consolidation a feasible goal on campus? What can other universities learn from what others have done?

Table of contents


  • Catalyst
  • Ovum view
  • Key messages


  • Recommendations for enterprises
  • Recommendations for vendors

Deploying modern payments capabilities to meet student needs and lower costs

  • Setting the business context
  • Bringing the strategy to life

Lessons learned

  • Reassess your payments infrastructure and how it meets your broader organizational goals
  • Centralize payments to improve your organization's day-to-day capabilities
  • Provide guidance to consumers on how new payment services work


  • Methodology
  • Further reading
  • Author

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